Get paid from anywhere.
Settled at home.
Share one f8pay link. Buyers pay by mobile money, card, bank transfer or Apple Pay — money lands in your bank or mobile money, in your currency, the next day.
No card required · No monthly fee · Settles to your local bank
Your best customer lives abroad. And can't pay you.
A cousin in Toronto. A follower in London. A client in Dubai. They want to buy — but your account number doesn't work for them, your bank rejects their card, and PayPal won't send to you. So the sale dies in a DM.
The whole world can pay you. You get it in your bank.
Four ways to pay
Mobile money, cards from anywhere, bank transfer, and Apple Pay. Your buyer pays how they normally do — down the road or across an ocean — and you don't lift a finger.
Settled in your currency
We convert at live market rates and pay you into your local bank or mobile money — typically the next day. No frozen balances. No wallet you have to withdraw from.
Just a link
No plugin. No store. No developer. Paste the link in WhatsApp, an Instagram bio, or an email and you're open for business.
Delivery gated on payment
Attach files — PDFs, tracks, licenses. Buyers only unlock them once payment clears.
QR check-in
Any receipt becomes a single-use ticket. Scan at the door. Burnable, auditable, undo-able.
Three steps between you and your next payment.
- 01
Sign in
One tap. Your workspace is ready before you finish typing your bank name.
- 02
Add items
Fixed price, subscription, pay-what-you-want, or a mini-storefront. Attach files if you're selling digital.
- 03
Share the link
WhatsApp, Instagram, email — anywhere text lives. Buyers pay. You get an alert.
You pay when you get paid. Not before.
No monthly fee. No setup fee. Just a small share of what you actually earn.
A terminal on your counter. Doesn't help online.
- Card only
- In-person only
- Long onboarding
Everything you need to sell online. Recommended for most sellers.
- Composite links & storefronts
- Digital delivery + QR tickets
- Cards, mobile money, transfers
- Instant split to your bank
For sellers scaling past the standard tier.
- Negotiated rate
- Priority support
- Team seats
Zero fixed cost · Cancel anytime · You always keep your bank
Questions, answered.
How long does setup take?
Under two minutes. Sign in with Google or email, tell us your business name and where your money should land, and create your first link. No paperwork, no code.
How do I deliver my digital products?
Attach your files to a link and they unlock only after a successful payment. Storage is never exposed publicly — downloads are gated on a paid transaction, with zero manual work for you.
How does the money reach me?
Payments split automatically at the moment they clear — your share settles to you and our commission routes at the same time. f8pay never holds your funds, which keeps the whole flow fast and clean.
Are there any hidden fees or monthly subscriptions?
None. There are no monthly fees and no setup costs — we only take a small commission per successful transaction. If you don't earn, we don't earn.
Open your storefront to the world today.
Create your link, connect your bank or mobile money, and start taking mobile money, cards, bank transfers and Apple Pay. Free to start.
Free forever tier · No credit card · Settles to your local bank